We specialise in finding the right life insurance for you. If you have high blood pressure or high cholesterol or both, this needn’t affect your premiums.
Approximately 30% of the population have high blood pressure or high cholesterol. It can lead to serious consequences if left untreated.
If you suffer from high blood pressure or high cholesterol and are looking at changing your life insurance or taking out a new policy we’re here to help.
Your blood pressure measures how strongly your heart pumps blood around your body. As the heart pumps the blood around your body it ensures your organs and muscles get all the oxygen and energy they require to function through a network of arteries and veins.
As your heart contracts and squeezes the blood through your arteries, your blood pressure increases and as it contracts your blood pressure reduces, therefore your blood pressure is constantly fluctuating between its maximum and minimum level.
Your maximum and minimum levels are referred to as your systolic and diastolic pressure. You will often hear your blood pressure referred to as for example “125 over 80”. The first number being the systolic (maximum) and second, diastolic (minimum)
High blood pressure, otherwise known as hypertension, is diagnosed when your reading is consistently higher than 140 over 90 over an extended period, generally a number of weeks.
High cholesterol is the presence of abnormally high levels of cholesterol in the blood. High cholesterol is generally caused by a combination of genetic and environmental factors.
There are two types of cholesterol:
The ideal total cholesterol reading would be that of under 5.2 mmol/L, above and beyond this level and you may be diagnosed with high cholesterol.
Due to the very high incidence rate of high blood pressure and high cholesterol the insurance providers have a lot of statistical information on record and are able to therefore offer terms of insurance so long as you know your last readings.
As both conditions are generally well managed once diagnosed the price of insurance rarely deviates from standard terms. This means the quote you see on our system will often be the final price you will be expected to pay.
At I’m Insured we’re experts on dealing with applications with medical disclosures. If you would prefer to discuss your requirements with one of our experienced consultants please click the ‘talk to us’ button below or alternatively ‘compare now’ to use our online system.