What type of insurance would you like?

Different types of life insurance offer varying benefits.

Level Term

This policy will pay out a lump sum if you die within a set period of time. The lump sum won't change over time.

Decreasing Term

This policy is suitable to cover a debt that will gradually reduce over time (i.e. repayment mortgage). The pay-out will reduce over time and therefore the premiums are lower compared to Level Term.

Income Protection

This policy can cover a range of eventualities including but not limited to accident, sickness and redundancy. Income protection is designed to pay you a monthly sum of money in the event you cannot work.

Considering other types of cover?

As well as life and critical illness cover, we also offer a range of other protection products including Income Protection, Family Income Benefit and more...

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Who would you like to include
in your policy?

Select who you'd like to include in your life insurance policy.

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Please tell us more

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How much coverage are you looking to get?

This is how much your loved ones, family members, or other beneficiaries
will get if something happens to you.

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How much would you like the policy to pay out monthly?

This is usually 55% of your monthly income

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From the time of a successful claim,
when would you like to receive your first payment?

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Would you like your policy to end after a
certain term, or at a specific age?

Select how long you'd like your coverage to last.

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How long do you want your coverage to last?

Select the duration for which you'd like to be covered by your life insurance policy.

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At what age would you like your cover to terminate?

Specify the age at which you want your coverage to end.

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Have you used tobacco or nicotine
products in the last 12 months?

This includes cigarettes, cigars, a pipe or other tobacco products; including nicotine replacements and e-cigarettes.

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Second Life


Have you used tobacco or nicotine products in the last 12months?

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