Irritable Bowel Syndrome Life Insurance

Irritable bowel syndrome (IBS) can be a difficult subject to approach when searching for life insurance quotes. Our experienced team can help you find the best policy for your individual circumstances without prejudice.

Start your online quote Talk to us

Irritable Bowel Syndrome (IBS) and Life Insurance

Irritable bowel syndrome or IBS can affect as many as 2 in 10 people in the UK and is more prevalent in women than in men with most cases developing between the ages of 20 to 30. With statistics like these, it’s understandable that IBS is very common among our customers wishing to apply for life insurance.

The exact cases of IBS are not yet known but several theories have been put forward including abdominal contractions, sensitivity to certain foods, a consequence of a previous gastrointestinal infection as well as mental health issues such as depression, stress and anxiety. Some recent studies have also pointed to there being a potential genetic link.

Symptoms are varied but obviously centred around the abdominal area and are typical soon after eating. Sufferers often report that the severity can contrast from mild discomfort to extreme abdominal discomfort in the form or pain and bloating.

In the contest of a life insurance application, IBS is not often a condition that will restrict a person’s ability to gain cover although as with all medical conditions, it is very important to fully disclose as part of the health and lifestyle questionnaire procedure.

In rare cases where IBS has resulted in a negative outcome for a life insurance application by either affecting the terms offered, increasing the price or both, it’s well worth talking to a broker such as I’m Insured who will be able to look at all the provider options available in the market to determine which provider will look most favourably on an individual’s circumstances.

Other Related Conditions

Irritable Bowel Syndrome

If you suffer from Irritable Bowel Syndrome (IBS) you may find it difficult to get life insurance, but our experts can help you to find cover.

Find out more
Crohn's Disease

If you suffer from Crohn's disease you may find it difficult to get life insurance. Our experts can help find you cover.

Find out more
Ulcerative Colitis

Ulcerative Colitis doesn't necessarily have to affect your life insurance. We can help you find the best quote and most comprehensive cover

Find out more
Osteoarthritis or Rheumatoid Arthritis

If you have an arthritic condition and are looking for life insurance, our experts can help find suitable cover for you.

Find out more
WHY CHOOSE US?

We can also help with putting your policy into trust.

That means you can nominate somebody to look after the money if you die and there’s a payout before you want the intended recipient to get the money. A common example is parents who want to have the payout go to a child only once the child turns 18 or 21. Putting a policy into trust also ensures that the payout goes to your intended recipient and can’t be seized by creditors if you have any debts when you die. There may also be tax benefits to putting a policy into trust.

Start saving today
Your browser is out-of-date!

Update your browser to view this website correctly. Update my browser now

×