A joint policy will pay out on the death of the first person (but then not the death of the second). We will provide you with quotes for a joint policy and two single policies (where each policy will pay out on death) as there is often little difference in premiums.
This will depend on your circumstances. Some people wish to cover debts such as a mortgage and/or provide financial protection for your family.
If you're unsure about how much cover you need please call one of our advisers on 0800 334 5980
This will depend on what you want cover for. The length of your mortgage, until your children are 18 or finished university?
If you're not sure please speak to one of our advisers on 0800 334 5980
This includes cigarettes, cigars, a pipe or other tobacco products; including nicotine replacements and e-cigarettes.