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Osteoarthritis and Rheumatoid Arthritis

With around 10 million people in the UK having been diagnosed with some form of arthritis, the conditions are not uncommon for life insurance applications at I’m Insured.

The type of arthritis you have, the length of time you have had it and the severity of the condition or the strength of the medication used to treat the condition, will all be taken into consideration by any prospective insurer.

Osteoarthritis being the most common form of arthritis in the UK, (affecting around 8 million people), is by far the most common arthritic disclosure at I’m Insured for life insurance and our stats show in most cases does not affect the cost of a premium but putting it up.

Rheumatoid arthritis is the second most common type of arthritis in the UK. When we are dealing with these cases for life insurance, there can sometimes be the need for the insurer to write to your doctor to find out more about the condition specific to you, over and above what is disclosed during the application. This is not to say a doctor’s report is always required for sufferers of rheumatoid arthritis as in many case we are able to get an offer from an insurer without the need for any further medical evidences.

As with all medical disclosures, it’s worth taking the time to talk to one of our insurance specialists with details about your condition before approaching an insurer. This will allow us to do the leg work for you and find out which insurers will look most favourably on your personal circumstances with the view of finding the deal that best fits you.

What our customers say

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Sarah from Mansfield

Before coming to I’m Insured I tried all of the major comparison sites. I wasn’t happy with the prices I was given until I found I’m Insured.
They managed to beat all the previous quotes and insure me at the price I wanted to pay.

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quote

Mark From Newport

I work in the industry and I was very impressed with the service. The representative took his time to run through everything and answered all my questions with ease. Finally, and most importantly, the cost of the product taken was also very competitively priced. Would highly recommend.

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Paul From London

Gwilym of I’m Insured was an excellent consultant when I changed my family’s life insurance and critical illness cover….
Gwilym of I’m Insured was an excellent consultant when I changed my family’s life insurance and critical illness cover. I asked him a lot of searching questions over a period of time before deciding, and he remained patient and extremely helpful at every stage, customer service at its very best! I ended up with a combination of products that saved me money every month, yet had much more comprehensive cover than my previous arrangement.

Read more
quote

Sarah from Mansfield

Before coming to I’m Insured I tried all of the major comparison sites. I wasn’t happy with the prices I was given until I found I’m Insured.
They managed to beat all the previous quotes and insure me at the price I wanted to pay.

quote

Mark From Newport

I work in the industry and I was very impressed with the service. The representative took his time to run through everything and answered all my questions with ease. Finally, and most importantly, the cost of the product taken was also very competitively priced. Would highly recommend.

quote

Paul From London

Gwilym of I’m Insured was an excellent consultant when I changed my family’s life insurance and critical illness cover….
Gwilym of I’m Insured was an excellent consultant when I changed my family’s life insurance and critical illness cover. I asked him a lot of searching questions over a period of time before deciding, and he remained patient and extremely helpful at every stage, customer service at its very best! I ended up with a combination of products that saved me money every month, yet had much more comprehensive cover than my previous arrangement.

WHY CHOOSE US?

We can also help with putting your policy into trust.

That means you can nominate somebody to look after the money if you die and there’s a payout before you want the intended recipient to get the money. A common example is parents who want to have the payout go to a child only once the child turns 18 or 21. Putting a policy into trust also ensures that the payout goes to your intended recipient and can’t be seized by creditors if you have any debts when you die. There may also be tax benefits to putting a policy into trust.

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