Life Insurance Critical Illness Cover News Contact Us

We'll help you find the best high blood pressure life insurance quote.

If you have high blood pressure or high cholesterol or both, this needn’t affect your premiums.

Approximately 30% of the population have high blood pressure or high cholesterol. It can lead to serious consequences if left untreated.

If you suffer from high blood pressure or high cholesterol and are looking at changing your life insurance or taking out a new policy we’re here to help.

Click here to skip to how having high blood pressure or high cholesterol might affect your life insurance 

  

What is High Blood Pressure?

Your blood pressure measures how strongly your heart pumps blood around your body. As the heart pumps the blood around your body it ensures your organs and muscles get all the oxygen and energy they require to function through a network of arteries and veins.

As your heart contracts and squeezes the blood through your arteries, your blood pressure increases and as it contracts your blood pressure reduces, therefore your blood pressure is constantly fluctuating between its maximum and minimum level.

Your maximum and minimum levels are referred to as your systolic and diastolic pressure. You will often hear your blood pressure referred to as for example “125 over 80”. The first number being the systolic (maximum) and second, diastolic (minimum)

High blood pressure, otherwise known as hypertension, is diagnosed when your reading is consistently higher than 140 over 90 over an extended period, generally a number of weeks.


What is High Cholesterol?

High cholesterol is the presence of abnormally high levels of cholesterol in the blood. High cholesterol is generally caused by a combination of genetic and environmental factors.

There are two types of cholesterol:

Low-density lipoprotein (LDL) LDL carries cholesterol from your liver to the cells that need it. If there is too much cholesterol for the cells to use, it can build up in the artery walls, leading to disease of the arteries. For this reason, LDL cholesterol is known as “bad cholesterol”.

High-density lipoprotein (HDL) HDL carries cholesterol away from the cells and back to the liver, where it is either broken down or passed out of the body as a waste product. For this reason, it is referred to as “good cholesterol” and higher levels are better.

The ideal total cholesterol reading would be that of under 5.2 mmol/L, above and beyond this level and you may be diagnosed with high cholesterol.


How does High Blood Pressure affect Life Insurance?

Due to the very high incidence rate of high blood pressure and high cholesterol the insurance providers have a lot of statistical information on record and are able to therefore offer terms of insurance so long as you know your last readings.

As both conditions are generally well managed once diagnosed the price of insurance rarely deviates from standard terms. This means the quote you see on our system will often be the final price you will be expected to pay.

At I’m Insured we’re experts on dealing with applications with medical disclosures. If you would prefer to discuss your requirements with one of our experienced consultants please click the ‘talk to us’ button below or alternatively ‘compare now’ to use our online system.

http://en.wikipedia.org/wiki/Hypercholesterolemia#Signs_and_symptoms

http://www.nhs.uk/conditions/blood-pressure-(high)/pages/introduction.aspx

http://www.bloodpressureuk.org/microsites/u40/Home/facts/Whatishigh

What our customers say

quote

Sarah from Mansfield

Before coming to I’m Insured I tried all of the major comparison sites. I wasn’t happy with the prices I was given until I found I’m Insured.
They managed to beat all the previous quotes and insure me at the price I wanted to pay.

Read more
quote

Mark From Newport

I work in the industry and I was very impressed with the service. The representative took his time to run through everything and answered all my questions with ease. Finally, and most importantly, the cost of the product taken was also very competitively priced. Would highly recommend.

Read more
quote

Paul From London

Gwilym of I’m Insured was an excellent consultant when I changed my family’s life insurance and critical illness cover….
Gwilym of I’m Insured was an excellent consultant when I changed my family’s life insurance and critical illness cover. I asked him a lot of searching questions over a period of time before deciding, and he remained patient and extremely helpful at every stage, customer service at its very best! I ended up with a combination of products that saved me money every month, yet had much more comprehensive cover than my previous arrangement.

Read more
quote

Sarah from Mansfield

Before coming to I’m Insured I tried all of the major comparison sites. I wasn’t happy with the prices I was given until I found I’m Insured.
They managed to beat all the previous quotes and insure me at the price I wanted to pay.

quote

Mark From Newport

I work in the industry and I was very impressed with the service. The representative took his time to run through everything and answered all my questions with ease. Finally, and most importantly, the cost of the product taken was also very competitively priced. Would highly recommend.

quote

Paul From London

Gwilym of I’m Insured was an excellent consultant when I changed my family’s life insurance and critical illness cover….
Gwilym of I’m Insured was an excellent consultant when I changed my family’s life insurance and critical illness cover. I asked him a lot of searching questions over a period of time before deciding, and he remained patient and extremely helpful at every stage, customer service at its very best! I ended up with a combination of products that saved me money every month, yet had much more comprehensive cover than my previous arrangement.

WHY CHOOSE US?

We can also help with putting your policy into trust.

That means you can nominate somebody to look after the money if you die and there’s a payout before you want the intended recipient to get the money. A common example is parents who want to have the payout go to a child only once the child turns 18 or 21. Putting a policy into trust also ensures that the payout goes to your intended recipient and can’t be seized by creditors if you have any debts when you die. There may also be tax benefits to putting a policy into trust.

Start saving today