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Our goal is to make the entire process of comparing car insurance quotes simple but effective. It starts off with our quote request page which is carefully designed to get all the information insurers might need in the simplest and quickest way possible: it takes a matter of moments to complete the form, whether you’re a web wizard or a net newbie.
The simplicity of I’m Insured continues in the list of results. By default you’ll see all the quotes listed from cheapest to most expensive. However, car insurance isn’t like buying a box of cornflakes: every deal is slightly different. To cope with this, our easy-to-use results let you instantly see the key variations in each policy such as the excess (both voluntary and mandatory), whether you can pay monthly instalments and if this costs extra, and any added benefits such as windscreen repair or replacement. You can then simply click to filter if you only want to see policies with a particular feature.
Once you’ve searched for a car insurance quote, it’s saved in an area of the I’m Insured website known as your Personal Quote Centre. This remembers the details of you and your car so that you can immediately rerun a search. This works whether you just want to take a couple of days to think over your options, or even if you take out a policy and then want to come back the next year to see if it’s better to renew your car insurance or move elsewhere.
As and when you choose to buy a car insurance policy, I’m Insured pass on all your details to the insurer concerned, greatly simplifying the process of signing up. You won’t pay any fees for using the service and don’t have any tied with or bias towards any particular insurer to give you the best chance of finding the most competetive policy.
Remember that since 2011 it’s now a legal requirement to have insurance on all cars, even if you aren’t using them. (The only exception is if you’ve applied for a Statutory Off-Road Notice.) That means you can no longer let your insurance lapse for even a day or two. Using a service like I’m Insured can be a real boon if your insurance is about to run out and saves the need to panic and just renew rather than shopping around.
The car insurance market is getting ever more complicated thanks to the effects of European regulations. For example, you might have read about new rules that restrict the ability of insurers to discriminate on gender grounds. Different insurers have chosen different ways to incorporate these changes, so manually checking everywhere for the best deal is incredibly complex. Our site does the hard work for you.
I’m Insured lets you easily check quotes for both the legally-required minimum (third party cover) and for fully comprehensive cover. This is well worth doing as sometimes fully comprehensive can work out cheaper. It may sound counter-intuitive, but in some cases insurers assume that if you are paying for fully comprehensive, you’re more likely to be a safe driver.
So whatever your age, gender, car type and driving experience, try out I’m Insured today to make sure you get the best possible quote for your car insurance, without wasting time or money.