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We’ve taken our insurance price comparison service and applied it to the breakdown cover market. That means you simply answer a few basic questions and in just a couple of moments get a complete list of the policies available to you.
Breakdown cover is an interesting market because the majority of customers need a simple and straightforward policy, while a minority want one or more of a range of add-on features that you don’t get as standard. I’m Insured is designed to be easy but effective for both types of customer.
When you ask for a quote, you start off by giving just eight simple pieces of information with the details of yourself and your car. You then get a complete list of the quotes available from as many as 30 different providers in our database. As well as the price, you’ll see whether the policy just covers local or national recovery.
If you want a standard policy, it’s just a case of clicking a button to be taken direct to the website of the insurer to buy the policy. There’s no fee, hidden or otherwise: the price you see is the price you pay. The whole process will usually take just a couple of minutes, and the chances are it will be quicker than phoning just one company for a quote!
If you want a more complicated policy, you can check through the list to see a simple, at-a-glance list of extra features. If something is particularly important, you can also filter the results to only see those policies with that feature or features, making it much easier to find the right choice.
As well as common extras such as home start or European coverage, you can also look for policies that offer hire cars while your vehicle is being repaired, hotel accommodation if you are stranded, public transport costs, or even a hired driver if you fall ill or are otherwise unable to drive. We list whether such features are available and whether there’re any added costs.
You’ll always see the full details of any policy before buying, but to make comparisons simple, we also list a one-line summary of the key features and benefits of each quoted result. This can include freebies such as shop vouchers, excess details, discounts for covering multiple cars, or average callout times.
If you want to have a think about the prices before buying, don’t worry: you can save the settings for your search, then come back at any time and retrieve your quotes, which will be automatically refreshed to give you the very latest prices.
I’m Insured is totally independent of any insurer. That means we can give you an objective list of all the available policies to make certain you get the right price.